When Rosamond looks into her crystal ball to read Nate the Great's future, she sees a new case for him to solve--her money box is missing and she wants him to find it.
Wealthy Olivia Sharp, agent for secrets, uncovers several secrets on a trip to Carmel, California to help a friend become a member of an exclusive club.
Even a deep snow the week before Christmas can't keep Nate the Great and his dog Sludge from finding the special card sent to Annie's dog Fang by his mother.